Gulf Coast Federal Credit Union (GCFCU) recognizes the importance of protecting the privacy of personal information about our members and it is our goal to protect the information in every way we interact with you, whether it be in a branch, at one of our ATMs, on the telephone or on-line through the Internet and Website. In order to comply fully with Federal, state and NCUA regulations, we have prepared the following Privacy Statement, and will provide privacy disclosures and updates when needed.

Information we collect and store

We collect, retain and utilize information in order to make products, services and other opportunities available to you. We also collect information that is reasonably necessary and useful, to measure the use of our site and to improve the content of the site. Information typically consists of name, e-mail address, and other relevant feedback or information that is volunteered by the member .

Our Web server may automatically recognize the IP address and domain where each visitor to our Web site came from.  E-mail addresses are also collected from any direct e-mail communication sent to the credit union.  Name, e-mail and other information are gathered through voluntary application forms, surveys or information request forms on the Web site.  We do not knowingly supply this information to any party unless required to do so by law.

We do not use cookies.  (A “cookie” is a file placed on your hard drive by a web site that allows it to monitor your visit, usually without your knowledge.) You can set your browser to warn you when placement of a cookie is requested, allowing you to decide whether or not to accept it.

You choose whether we know who you are

Our website collects no personal information unless you take the initiative to submit that information through an online form, or via e-mail. We might use the personal information that you submit to us when we respond to your questions or comments.   Furthermore, we might store your request for future reference as we seek to improve our Web site, and we might forward your
e-mail to someone who is better able to respond to your request.  We do not authorize release of the personal information that you submit to us to any third party, without your consent, or unless we are required to do so by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard you personal information.

Changes

From time to time we may amend our privacy policy.  If we do, we will display a prominent notice of change on our home page, www.gcfcu.com, with a link to the policy, and with the most recent changes highlighted.

Exclusivity

This privacy statement applies only to information stored at Gulf Coast Federal Credit Union Website.  To the extent that our Website contains links to other sites, affiliated or otherwise, you should not assume that this privacy statement applies to those other sites.  Our Website provides links to other sites. In this capacity, GCFCU is acting only as a distributor of information. With regard to services or products purchased or obtained by you through the Website links, from a person or entity other than GCFCU, the credit union makes no warranty of merchantability or warranty of fitness for a particular purpose with regard to such services and products and GCFCU specifically disclaims all other warranties with regard to such services or products.